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Banco de Portugal revê regras do crédito: o que muda para quem quer comprar casa?
A partir de 1 de agosto de 2026, entram em vigor novas orientações do Banco de Portugal para a concessão de crédito a consumidores.
Dificuldade em pagar o condomínio e a prestação da casa? Sinais de alerta de que precisa de um intermediário
A prestação da casa, o condomínio, os seguros e o aumento do custo de vida podem tornar o orçamento familiar mais apertado.
Contacts
Agent Maxfinance near you!
Complementary information to the Credit Intermediation activity
- Legal name
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Prestígio Colossal Lda
- Name
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Elisabete Gastalho Gonçalves Antão
- Headquarters
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Rua Juiz Moutinho de Andrade, nº 5
5150-660 Vila Nova de Foz Coa
Portugal - Establishment
-
Rua Dr. Juiz Moutinho de Andrade nº 5
5150-630 Vila Nova de Foz Côa
Portugal - Registration number
-
0007181 | Consult
- Category
-
Vinculated
- Phone
More information
Civil Liability
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Mortgage Credit
206688108 - Companhia de Seguros Allianz Portugal, S.A.
Valid from until -
Consumer Credit
206688090 - Companhia de Seguros Allianz Portugal, S.A.
Valid from until
Lenders with a binding agreement
Conflict Resolution Centres
- CICAP – Centro de Informação de Consumo e Arbitragem do Porto
- CNIACC — Centro Nacional de Informação e Arbitragem de Conflitos de Consumo
Value restriction
The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.
Supervisory Entity
Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )
Mortgage and consumer credit related services
- Presentation or proposal of consumer credit agreements
- Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
- Conclusion of credit agreements with consumers on behalf of creditors
- Consultancy services
Make a complaint
In the event of a complaint, it must be submitted in the following ways:
- By filling in the complaints booklet, available at www.livroreclamacoes.pt
- Directly to the Bank of Portugal, by letter or via the website www.livroreclamacoes.pt
- Complaints can also be made in person at the company's address.